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The Future Landscape  to a Smart & Early Retirement

6th Oct 2017

   

If anyone haven't notice yet, it has become harder and harder to secure a job even when one have all the necessary qualifications and experience.  If one reaches the age of 35, you might begin finding it difficult to find a better job offer or even a job.  Then we just have to take whatever job you can find regardless of your degree or professional qualifications.  On hindsight, building a residual, passive or whatever income on the side would have been a smart thing to do. Well, if only someone had told me about it earlier. 

   

Here are a few options to explore to ensure a smart and early retirement which can be more than comfortable for those who are serious enough. There is Insurance/annuity/investment, Uber, Grab, Lyft, Care.com, online business, affiliate marketing, blogging, Amway, Nuskin, Avon, Mary Kay etc. 

http://redirect.viglink.com?key=260bc645c2e4996e8ec42673e8d5a488&u=http%3A%2F%2Fuber.com

http://redirect.viglink.com?key=260bc645c2e4996e8ec42673e8d5a488&u=http%3A%2F%2Flyft.com

http://bit.ly/2y6Nc3l

​​​Insurance/annuity/Investment - Set aside a fixed sum each month, enough to earn sufficient dividends to pay itself after several years, and let it mature at a certain time. Even before you retire, you can actually draw the coupons/dividends to supplement a semi-retirement or a more relax working pace.  Otherwise just let it collect interest. Or, if you have say $500, put it in an ETF (Exchange Traded Fund - a mix of index mutual fund and a stock fund).  One can buy and sell whenever the market is open.  This gives the investor more control over their ETF. It's relatively simple to start and the low costs of ETFs make them a popular investment choice for a beginning investor.  With over 500 ETFs on the market today,  you can find one that fits your pace.  Otherwise just buy a stock that pays out dividends collecting a passive side income.  Email me for information of a no fee platform to trade. 

 

                            If you have some time and a car, driving Uber / Grab/ Lyft could be an immediate source

                            of income for paying off mortgage earlier to reduce interests and achieve early payoff. 

                            Similarly to driving, you can sign up for childcaring, house cleaning, senior care,                                  petcare,  tutor etc.  Do it at your own time and find a match.  Click here to read the                              many options and sign up to start making plans for your early retirement.

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http://redirect.viglink.com?key=734b1275f2843e3c6949f4a117c470f1&u=http%3A%2F%2Fcare.com

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Then, there are some online or work from home/by remote that you can make a business for yourself anywhere in the world due to ecommerce.  A user friendly site is wix.com Here is the link.  http://redirect.viglink.com?key=260bc645c2e4996e8ec42673e8d5a488&u=http%3A%2F%2Fwix.com  If you have a passion for watching/grooming pets or good with arts and crafts, you could turn this passion into a business. There are plenty of sites and Youtube videos to learn from and build your business.  If you can do a video and put on youtube and link back to your site with recommendation to the merchants you used and get a commission is also an added bonus.  Otherwise keeping stocks and inventory is also the alternative.

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Perhaps you prefer affiliate marketing.  There are no stocks or inventory. You draw readers to your page or website and when your readers click on the link and make a purchase, the merchant will credit you a commission. It takes some time before you see some real returns but it's a start. Like they say, Many drops of water will make an ocean!  Some famous merchants/ platfforms: Viglink, Ebay, Amazon, Lazada, Bebe, Cheapoair, Expedia, Target, Walmart etc.  As you can see, that is a good list and easily there are shoppers from these sites that makes purchase online. So monetizing your site is a good idea. You can click here to sign up or read more about it.  https://www.viglink.com/?vgref=3718833
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Another way of making money is through blogging.  If you think you can write, start a blog or two.  Focus on a product or issue.  Keep your readers updated, informed and interested.  Again, you can monetize your site so if your focus is about Gopro cameras, each time a reader clicks and makes a purchase from your link, you will be credited with a preset rate of commission. 

    

Another very old and proven method is MLM. It normally offers a set template and provision of training and support.  It offers opportunities to set up your own business with lots of encouragement and motivational speakers.  It takes a more hands on approach.  This is good way for retirees to socialize and interact with others and  keep themselves busy.  It is very appealing to retirees to join so targetting is important. On the other hand, starting early is good to build at your own pace. Not all are favoured.  Attending several different MLM talks to be aware of what each offers. Some offers legacy inheritance.  

    

Top 10 list of MLM Companies

1. Avon

2. Amway

3. Questra World

4. Mary Kay

5. Herbalife

6. Techademics

7. Advocare

8. Young Living

9. Ambit Energy 

10 Wor(1)d Global Network

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Finally the simplest of all is just buying a second hand item and enhancing it and sell. Yes, flipping like how people flip cars, houses etc.  Any one can do it.

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                         So there! don't waste anymore time. You can do this in between jobs, whilst                             sipping coffee at the coffee shop, waiting for the kids at school, or whilst                               watching tv. The sooner you start, the better it is.

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